VITTORIO BOSCIA is Professor of Banking and Finance at University of Salento, Italy and Visiting Researcher at the University of Wales. He is also a member of the Ph.D in Banking and Finance academic board at the University of Rome Tor Vergata, Italy. He is the author of numerous articles and is currently researching in the areas of corporate banking, project financing ... Read moreand public finance.   ALESSANDRO CARRETTA is Professor of Financial Markets and Institutions and Director of the Ph.D Program in Banking and Finance at University of Rome Tor Vergata, Italy. He has been teaching Banking and Finance for over 25 years and is widely published in this area with more than 100 books and articles in academic journals.    PAOLA SCHWIZER is Professor of Banking at University of Parma, Italy and Professor at SDA Business School, Bocconi University, Italy. She is the author of several publications on various aspects of finance and banking.   Show Less