VALENTINA HARTARSKA Auburn University, USA DENIS NADOLNYAK Auburn University, USA THOMAS MCADAMS Merit Energy Company, UK DALE W ADAMS The Ohio State University, USA ROBERT C. VOGEL IMCC FLORENT BEDECARRATS, CERISE, Paris, France CECILE LAPENU, CERISE, Paris, France LEIF ATLE BEISLAND University of Agder, Norway ROY MERSLAND University of Agder, Norway HANS ... Read moreDIETER SEIBEL Cologne University, Germany DAN MAROM Hebrew University, Israel JESSICA SCHICKS Solvay Brussels School of Economics and Management, Belgium SHILPA AGGARWAL University of California, USA LEORA KLAPPER Development Research Group at the World Bank DOROTHE SINGER Tilburg University, The Netherlands & Development Research Group at the World Bank RICHARD L. MEYER Ohio State University, USA Show Less