JOANNA GRAY LL.B. (Newcastle), LL.M. (Yale) Reader in Financial Regulation, University of Newcastle upon Tyne and Solicitor (England and Wales) has also taught at the Universities of London, Dundee, and Strathclyde and qualified as a solicitor with a leading City of London practice for whom she subsequently worked as a consultant. In 2000 returned to practice full-time doing advisory work ... Read morerelating to financial regulation at a leading Edinburgh law firm. She taught the first UK undergraduate Law School course of its kind in 1986-1987 in financial services regulation at UCL (jointly with Dr Cento Veljanovski an economist). She has had extensive experience in training and consultancy work in financial services law and regulation both for law firms and for industry and has published widely in academic and industry journals on financial services law and company law. JENNY HAMILTON Professor in Law, University of Strathclyde, UK has taught at the University of Strathclyde for the past nine years, primarily in the field of commercial law, consumer law and financial services regulation. Qualified as a barrister and solicitor in Australia she practiced law and taught in Australia before moving to Scotland in the mid 1980s where she has since taught. She is also a visiting lecturer on the LLM program at Monash University, Australia. She was formerly a Council member of the Scottish Consumer Council (1999–2003) and is currently the Council Moderator of a co-operative lending society based in the north of England that aims to reduce poverty in the world, by providing fair and just financial services. Show Less