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Lender-Placed or Force-Placed Insurance on Home Mortgages: Overview & Oversight Issues
Debra Lambert (Ed.)
€ 92.26
€ 70.71
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Description for Lender-Placed or Force-Placed Insurance on Home Mortgages: Overview & Oversight Issues
Paperback. Editor(s): Lambert, Debra. Num Pages: 60 pages. BIC Classification: 1KBB; KFFN. Category: (P) Professional & Vocational. Dimension: 155 x 230 x 7. Weight in Grams: 136.
Mortgage servicers use lender-placed insurance (LPI) to protect the collateral on mortgages when borrower-purchased homeowners or flood insurance coverage lapses. The 2007-2009 financial crisis resulted in an increased prevalence of LPI. Because LPI premiums are generally higher than those for borrower-purchased coverage, state insurance regulators and consumer groups have raised concerns about costs to consumers. This book addresses the extent to which LPI is used; stakeholder views on the cost of LPI; and state and federal oversight of LPI. Furthermore, this book evaluates the financial impact of the LPI market upon Fannie Mae and Freddie Mac (collectively, the Enterprises); and ... Read more
Mortgage servicers use lender-placed insurance (LPI) to protect the collateral on mortgages when borrower-purchased homeowners or flood insurance coverage lapses. The 2007-2009 financial crisis resulted in an increased prevalence of LPI. Because LPI premiums are generally higher than those for borrower-purchased coverage, state insurance regulators and consumer groups have raised concerns about costs to consumers. This book addresses the extent to which LPI is used; stakeholder views on the cost of LPI; and state and federal oversight of LPI. Furthermore, this book evaluates the financial impact of the LPI market upon Fannie Mae and Freddie Mac (collectively, the Enterprises); and ... Read more
Product Details
Format
Paperback
Publication date
2016
Publisher
Nova Science Publishers Inc
Condition
New
Number of Pages
60
Place of Publication
New York, United States
ISBN
9781634847377
SKU
V9781634847377
Shipping Time
Usually ships in 5 to 9 working days
Ref
99-2
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