DR. ALPER KARA is a lecturer at the University of Loughborough, UK. Co-author of a book on syndicated lending; his main research interests cover a range of topics including syndicated loan markets, bank lending, corporate finance and emerging market financing. His career also includes four years of experience as a trader in international bond and foreign exchange markets.   ... Read morePROF. YENER ALTUNBA? is a Professor of Banking and Finance at Bangor University, UK. Author of many articles on the structure and efficiency of banking markets, his main fields of research interest include: European banks, efficiency, stock market analysis, corporate governance, and urban economics. Recent research has also been concerned with marine biology.   DR. OZLEM OLGU is an Assistant Professor in Accounting and Finance since September 2007 at Koç University, Turkey. Prior to that, she worked as a lecturer and program tutor of BA Finance at the University of Hertfordshire, UK. Her research interests cover a range of banking topics specifically on parametric and nonparametric performance measurement. Show Less