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Understanding Consumer Financial Behavior: Money Management in an Age of Financial Illiteracy
W. Fred Van Raaij
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Description for Understanding Consumer Financial Behavior: Money Management in an Age of Financial Illiteracy
Hardcover. This systemic economic and behavioral approach to the way ordinary people handle their finances includes in-depth discussions of the behaviors consumers may engage in and psychological explanations for their financial decisions. Num Pages: 285 pages, biography. BIC Classification: KCK; KFF. Category: (P) Professional & Vocational. Dimension: 149 x 274 x 24. Weight in Grams: 504.
Government policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement - or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological ... Read more
Government policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement - or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological ... Read more
Product Details
Format
Hardback
Publication date
2016
Publisher
Palgrave Macmillan
Condition
New
Number of Pages
285
Place of Publication
Basingstoke, United Kingdom
ISBN
9781137544247
SKU
V9781137544247
Shipping Time
Usually ships in 15 to 20 working days
Ref
99-15
About W. Fred Van Raaij
W. Fred van Raaij is Emeritus Professor of Economic Psychology at Tilburg University, the Netherlands. He has worked at Tilburg University and Erasmus University of Rotterdam in the Netherlands, and at the University of Illinois at Urbana-Champaign, USA. His research interests are consumer behavior, environmental concerns and energy saving, the financial behavior of consumers and investors, and the effects of ... Read more
Reviews for Understanding Consumer Financial Behavior: Money Management in an Age of Financial Illiteracy
“W. Fred van Raaij seeks to describe the foundations of our financial actions and, in turn, provide direction toward improved public policies, better regulation for consumer protection, and more trustworthy financial practices. … For psychologists, the book offers a handy guide to how economists think about the determinants of financial behaviors … . I also see van Raaij’s book as ... Read more