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Consumer Credit Models
Lyn C. Thomas
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Description for Consumer Credit Models
A text aimed at credit analysts in industry and students in Statistics, Management Science, Operational Research and Banking and Finance Masters courses that will use simple probability models and logical arguments to explain consumer credit scoring. Num Pages: 400 pages, 77 line drawings. BIC Classification: KCHS; KFFK; PBT; PBW. Category: (UP) Postgraduate, Research & Scholarly; (UU) Undergraduate. Dimension: 235 x 163 x 27. Weight in Grams: 754.
The use of credit scoring - the quantitative and statistical techniques to assess the credit risks involved in lending to consumers - has been one of the most successful if unsung applications of mathematics in business for the last fifty years. Now with lenders changing their objectives from minimising defaults to maximising profits, the saturation of the consumer credit market allowing borrowers to be more discriminating in their choice of which loans, mortgages and credit cards to use, and the Basel Accord banking regulations raising the profile of credit scoring within banks there are a number of challenges that require ... Read more
The use of credit scoring - the quantitative and statistical techniques to assess the credit risks involved in lending to consumers - has been one of the most successful if unsung applications of mathematics in business for the last fifty years. Now with lenders changing their objectives from minimising defaults to maximising profits, the saturation of the consumer credit market allowing borrowers to be more discriminating in their choice of which loans, mortgages and credit cards to use, and the Basel Accord banking regulations raising the profile of credit scoring within banks there are a number of challenges that require ... Read more
Product Details
Publication date
2009
Publisher
Oxford University Press United Kingdom
Number of pages
400
Condition
New
Number of Pages
400
Format
Hardback
Place of Publication
Oxford, United Kingdom
ISBN
9780199232130
SKU
V9780199232130
Shipping Time
Usually ships in 4 to 8 working days
Ref
99-1
About Lyn C. Thomas
Lyn Thomas is Professor of Management Science at the School of Management at the University of Southampton and has for the last twenty five years been active as a researcher and consultant in the consumer credit area. He has co-authored and edited books and written over forty papers on consumer credit. He was the founder of the Credit Research Centre ... Read more
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