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Home Equity and Ageing Owners: Between Risk and Regulation
Lorna Fox O´mahony
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Description for Home Equity and Ageing Owners: Between Risk and Regulation
Hardback. This book provides a contextual analysis of the financial transactions that older people enter into using their housing equity. Num Pages: 412 pages, black & white illustrations. BIC Classification: 1DBKE; 1DBKW; LNSH1. Category: (G) General (US: Trade). Dimension: 248 x 178 x 31. Weight in Grams: 892.
The growing use of housing equity to support a range of activities and needs raises complex issues, particularly for older owners. In an environment in which older owners are pushed towards housing equity transactions to meet income and welfare costs, they are required to make choices from a complex and sometimes bewildering range of options. The transactions which facilitate the use of home equity as a resource to spend in later life - from 'trading down' and 'ordinary' secured and unsecured debt to targeted products including reverse/lifetime mortgages, home reversion plans and sale-and-rentback agreements - raise important legal and ... Read more
The growing use of housing equity to support a range of activities and needs raises complex issues, particularly for older owners. In an environment in which older owners are pushed towards housing equity transactions to meet income and welfare costs, they are required to make choices from a complex and sometimes bewildering range of options. The transactions which facilitate the use of home equity as a resource to spend in later life - from 'trading down' and 'ordinary' secured and unsecured debt to targeted products including reverse/lifetime mortgages, home reversion plans and sale-and-rentback agreements - raise important legal and ... Read more
Product Details
Publisher
Bloomsbury Publishing PLC United Kingdom
Number of pages
412
Format
Hardback
Publication date
2012
Condition
New
Number of Pages
412
Place of Publication
Oxford, United Kingdom
ISBN
9781849460071
SKU
V9781849460071
Shipping Time
Usually ships in 5 to 9 working days
Ref
99-50
About Lorna Fox O´mahony
Lorna Fox O'Mahony is Professor of Law and Executive Dean of the Faculty of Humanities at the University of Essex. She was previously Professor of Law at Durham Law School.
Reviews for Home Equity and Ageing Owners: Between Risk and Regulation
There is much food for thought in this book which does not pre-judge the issues. Advisors, policymakers and advanced students will be pleased to see the relevant law and issues pulled together.
Jane Ball
International Journal of Housing Policy Volume 13(2)
Jane Ball
International Journal of Housing Policy Volume 13(2)